The Halstead Bank

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Rates

CD INVESTMENT ACCOUNTS

Rates effective September 24 through September 30, 2014

Type of AccountMinimum to openInterest RateAPY*Penalty for early withdrawal
91-Day Certificate$2,500.000.05%0.05%91 days interest
182-Day Certificate$2,500.000.07%0.07%182 days interest
One-Year Certificate$1,000.000.20%0.20%6 months interest
Two-Year Certificate$1,000.000.35%0.35%12 months interest
Three-Year Certificate$1,000.000.55%0.55%12 months interest
Five-Year Certificate$1,000.000.99%1.00%12 months interest

*Annual Percentage Yield
All accounts compounded daily


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IRA INVESTMENT ACCOUNTS

Rates effective September 24 through September 30, 2014

Type of AccountMinimum to openInterest RateAPY*Penalty for early withdrawal
Six-Month Fixed Rate Account$250.000.07%0.07%6 months interest
18-Month Fixed Rate Account$250.000.20%0.20%9 months interest
Three-Year Fixed Rate Account$1,000.000.55%0.55%12 months interest
Five-Year Fixed Rate Account$1,000.000.99%1.00%12 months interest

(The Halstead Bank is the Custodian of your account. The Custodian is required to make an accounting to the customer of the calendar year's activity and December 31 balances by the following May 31. It is the customer's responsibility to "police" the account as to reporting proper deductions and possible penalty taxes to the IRS on their personal income tax return.)

*Annual Percentage Yield
All accounts compounded daily


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INTEREST CHECKING & SAVINGS ACCOUNTS

Interest Rates Effective September 24 through September 30, 2014

Type of AccountMinimum to openInterest RateAPY*
Super NOW Account / Silver Plus$1,000.000.03%**0.03%**
Statement Savings Account$100.000.03%**0.03%**
Money Market Account$1,000.000.03%**0.03%**
Security Investment Account$10,000.00  
$0.00 - 24,999.00 0.05%**0.05%**
$25,000.00 - 49,999.00 0.10%**0.10%**
$50,000.00 - 99,999.00 0.15%**0.15%**
$100,000.00 and over 0.20%**0.20%**

Please refer to the appropriate Truth-in-Savings Disclosures for more information on these accounts.

* Annual percentage yield

**The rates may change after the account is open.

Fees could reduce the earnings on the account.

Accounts compounded daily.


The Halstead Bank Privacy Disclosure
Electronic Funds Transfer (EFT) Disclosure
Truth-in-Savings Disclosure
Funds Availability Disclosure
Schedule of Fees and Charges
 

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